How much does IVF really cost? And, what can you expect to pay based on your specific situation?

Often, women and couples struggle to understand the full cost of IVF treatment. Depending on the treatment you choose, IVF treatment costs could range from INR 1,00,000 to nearly IMR 1,50,000 in Odisha , India . Because of that, people generally have a difficult time figuring out if they can truly afford IVF treatment. However, the good news is that we are offering the best possible and affordable IVF treatment since last ten years .n IVF cost calculator helps you see the differences in treatment costs. Hopefully you will be able to get a better sense of the different options out there, and which are affordable for you after you have a detailed discussion with one of our experts .
Additionally, you will come to know how IVF success rates directly impact the cost of treatment. It may go without saying that the higher the success rate, the more likely you are to get pregnant. But what many people don’t realize is that the higher the success rate of the clinic you choose, the less money you will pay in the long run. The average cost for one in vitro fertilization (IVF) cycle is INR1,00,000. Basic IVF can be as much as INR 80,000 or may be as low as INR 70,000. It's rarely lower than that. These numbers do not include the cost of certain medications and freezing which may cost you another INR 40000 extra per cycle . Don’t forget to track all their out-of-pocket expenses during your IVF treatment .Before you panic, remember that there are ways to get discounts and pay less for IVF. There are also bulk IVF and refund programs. While insurance doesn't always cover IVF, your insurance may cover part of your expenses. For example, they may cover monitoring, or they may cover part of the medications. That can decrease the price significantly. Should you switch clinics? You should price shop when looking at IVF treatment. Take into consideration both the quality of the clinic & cost. However, before you jump to a clinic for a lower price, make sure you're getting a full quote. If one clinic is giving you the estimated price for everything while another clinic is telling you the cost only for the IVF procedure itself, you can't compare the numbers.
When you get a quote, ask the clinic if the price includes...

  • Any pre-IVF fertility testing or consultations (the clinic may require you to repeat tests you've already had.)
  • Mock embryo transfer
  • Ultrasound monitoring and blood work
  • Pregnancy testing (hCG beta blood work)
  • Fertility drugs
  • Cryopreservative of any extra embryos
  • Yearly storage fees for those frozen embryos
  • Any additional assisted reproductive technologies you may need, like ICSI, PGD, assisted hatching, testicular sperm extraction, etc.
  • If you choose a clinic far from home, don't forget to include travel, hotel, and time off work costs.

    Mini-IVF vs. Full IVF

    It’s also important that you don’t confuse micro-IVF, or mini-IVF, with conventional IVF treatment.Mini-IVF uses lower doses of fertility drugs and involves less monitoring of the growing embryos before transfer.Mini-IVF costs on average INR 70,000.However, mini-IVF is better suited for couples looking to try IUI treatment. Also, it’s not for everyone. There are advantages to mini-IVF beside cost. For example, it is less likely to lead to a multiple pregnancy when compared to IUI. With IUI, you can't control the number of possible follicles or resulting embryos. With mini-IVF, you can choose to transfer just one embryo.With that said, success rates for mini-IVF are not yet clear. Mini-IVF may be better than IUI, but if you really need full IVF, it may not be the best treatment option for you. There are advantages and disadvantages to refund programs. In favor of the programs, if you don't get pregnant, you will get back at least part of your expense. (You won't get a refund for medications, so it isn't a full refund.) Also, if you need all three or four cycles to conceive, you may pay less per cycle than if you paid as you went. On the other hand, if you get pregnant on your first cycle, you will have paid much more than necessary. Most refund programs won't accept you if they think you're unlikely to get pregnant quickly.